CR-AII
Risk at portfolio scale. The portfolio-level companion to the AI-IP risk index that aggregates individual operator risk scores into sector-level and portfolio-level indices for insurers, reinsurers, and regulators.
Why portfolio scoring is structurally distinct
Individual operator AI-IP risk scores don’t simply average into a portfolio score. Concentration risk (one operator dominating a portfolio), correlated risk (operators in the same sector sharing the same AI-exposure patterns), and systemic risk (regulatory changes affecting all operators simultaneously) all require distinct analytical treatment.
The aggregation methodology
Three-phase aggregation: Phase 1 — individual AI-IP risk scores weighted by exposure. Phase 2 — concentration metrics applied (component concentration, operator concentration, correlated-cascade thresholds). Phase 3 — systemic overlay for regulatory and market-wide factors.
Sector-specific calibration guidance
Film & TV production: 35% component concentration / 30% operator concentration / 50% correlated-cascade thresholds. Music: 25% / 40% / 45%. Sport: 40% / 25% / 55%. Calibration profiles reflect per-sector NILP exposure dominance.
CR-AII-RSE — portfolio-level explainability companion
Extends RSE methodology to portfolio level. Explains portfolio-score movements in terms of individual operator contributions, concentration changes, and systemic factor shifts.
CIP CR-AII Architecture v3.20 (Path B expansion v3.23), https://creativeip.org/cr-aii